Hours

It is now:
Wednesday, September 17

Main and Branch Hours

Monday – Thursday
9:00 AM to 5:00 PM

Friday
9:00 AM to 6:00 PM

Saturday
MAIN OFFICE ONLY
Full Service

9:00 AM to 1:00 PM

8055 Ortonville Road
Clarkston, MI 48348
Ph (248) 625-2923
Fax (248) 625-5199

Brandon Office

4 South Street
Ortonville, MI 48462
Ph (248) 627-9944
Fax (248) 627-3873

Prime Rate

Current Rate: 3.250%
Effective: Aug 1, 2014

The Prime Rate is the rate of interest charged by financial institutions to their most creditworthy applicants. The rate is usually very consistent among institutions and adjustments are most often around the same time. However the prime rate does not change on any regular interval.

Source: Federal Reserve Bank of St. Louis, http://research.stlouisfed.org/

Rates

Loan Rates - Effective Wednesday, September 17, 2014
Loan TypeAnnual Percentage
Rates (APR) as low as
Terms/Information
New Auto 60 Months2.240%Rates as low as 1.99%*
Used Auto 72 Months3.240%Rates as low as 2.99%
New Auto 84 months3.490%Rates as low as 3.24%
New/Used Auto 2011-20143.240%Rates as low as 2.99%*
New and Used Vehicle 60 Months2.240%Rates as low as 1.99%
Used 2010 Auto4.250%Rates as low as 4.00*
Used 2011-2014 Auto3.240%Rates as low at 2.99%
Used 2008 to 2009 Auto4.250%Great used rates! As low as 4.00% *
Used 2006-2007 Auto4.250%Great used rates! As low as 4.00% *
2005 and older Autos4.250%Great used rates! As low as 4.000%*
2005 and Older Autos 48 months4.250%Great used rates! AS LOW AS 4.00%
Vintage Auto4.250%25 yrs and older:Rates as low as 4.00%*
Titled Recreational3.240%1% over rate of car of same year; Rates as low as 5.99%*
Untitled Recreational5.240%2% over vehicle rate of same year; Rates as low as 7.24%*
Signature Loan7.500%Great Rates on Signature Loans! Rates as low as 6.75%
Share Secured3.000%Best Rate of all - borrow on money on deposit in account
  • Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan and applicable prepaid items.
  • Additional charges may be applied for late payment.
  • A down payment may be required on any of our vehicle loans.

NEW! Apply Online Now! You don't even have to be a member yet.

Prime Rate
Current Rate: 3.250%
Effective: Aug 1, 2014

Source: Federal Reserve Bank of St. Louis, http://research.stlouisfed.org/

Truth In Savings

SHARE ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CHRISTMAS CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every year as determined by our board of directors.
IRA ACCOUNT
The interest rate on your deposit account is .20% with an annual percentage yield (APY) of .20% . For purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days and were accurate as of 04/01/2009 . Please call 248-625-2923 to obtain current rate information. The interest rate and annual percentage yield (APY) may change every quarter based on the determination of the credit union board of directors.