Hours

It is now:
Tuesday, July 29

Main and Branch Hours

Monday – Thursday
9:00 AM to 5:00 PM

Friday
9:00 AM to 6:00 PM

Saturday
MAIN OFFICE ONLY
Full Service

9:00 AM to 1:00 PM

8055 Ortonville Road
Clarkston, MI 48348
Ph (248) 625-2923
Fax (248) 625-5199

Brandon Office

4 South Street
Ortonville, MI 48462
Ph (248) 627-9944
Fax (248) 627-3873

Prime Rate

Current Rate: 3.250%
Effective: Jun 1, 2014

The Prime Rate is the rate of interest charged by financial institutions to their most creditworthy applicants. The rate is usually very consistent among institutions and adjustments are most often around the same time. However the prime rate does not change on any regular interval.

Source: Federal Reserve Bank of St. Louis, http://research.stlouisfed.org/

Savings

Your savings options at Clarkston Brandon Community Credit Union include:

Certificates of Deposit
Make a safe and high-earning investment with us.
Individual Retirement Accounts
Save for retirement with this account for tax benefits.
Drafts
Share (Savings) Accounts
The account all members must open with a $5.00 deposit to establish membership.
Christmas and Vacation Club Accounts
These accounts allow you to set funds aside for times of the year when your expenses run high.

Savings accounts at Clarkston Brandon Community Credit Union are insured for up to $250,000 by the National Credit Union Administration. The NCUA, an independent agency of the federal government, also insures credit union IRAs for up to $250,000.

Truth In Savings

SHARE ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every quarter as determined by our board of directors.
CHRISTMAS CLUB ACCOUNT
As of the last dividend declaration date, the dividend rate was .10% with an annual percentage yield (APY) of .10% on your account. The dividend rate and annual percentage yield (APY) on this account may change every year as determined by our board of directors.
IRA ACCOUNT
The interest rate on your deposit account is .20% with an annual percentage yield (APY) of .20% . For purposes of this disclosure, this is a rate and APY that were offered within the most recent seven calendar days and were accurate as of 04/01/2009 . Please call 248-625-2923 to obtain current rate information. The interest rate and annual percentage yield (APY) may change every quarter based on the determination of the credit union board of directors.

RATE DISCLOSURE FOR CBCCU MONEY MARKET ACCOUNT

The interest rate and annual percentage yield may change at any time at our discretion without notice to you. We may determine different rates for different balance tiers. The Money Market account will cease and the account will revert to a regular share account if the balance falls below the required $2,500.00 at any time and the dividend rate will revert to the regular share rate at the time of closure. Currently interest is paid on a monthly basis. Fees could reduce the earnings on the account. We reserve the right to limit acceptance of deposits greater than $100,000.00. If you close your account before the interest is paid you will not receive the accrued interest.

The minimum deposit of $2,500.00 is required to open a money Market account. This account may have up to six (6) preauthorized or automatic withdrawals per month, and no more than three (3) of these six can be made by share draft, draft, debit card or similar order and payable to third parties. At any time during the month where more than six preauthorized or automatic withdrawals clear on your account you may be charged a fee of $5.00. Any consecutive months with more than six electronic transactions may result in the closure of the Money Market account. All funds will revert to a regular share account at regular share dividend rates.